Additional coverages for your business or non-profit insurance policy

Business auto insurance

Add coverage to your policy for your business automobiles. You can insure:

• Cars
• Trucks
• Trailers

Umbrella policy

You are held responsible when people experience injury or damage to their personal property on your business premises or when you’re working on another property. Expand your liability coverage limits with an umbrella policy. Even better, you can choose a coverage level based on your business needs.

Employment practices liability insurance

As the number of employment-related claims continues to increase, so do the legal costs to employers to resolve such claims. Protect your business from claims made against your company for:

• Wrongful refusal to employ a qualified applicant for employment.
• Failure to promote a qualified employee.
• Wrongful demotion, negligent evaluation, or wrongful discipline.
• Wrongful termination.
• Harassment, coercion, or discrimination as a consequence of race, color, creed, national origin, marital status, medical condition, gender, age, physical appearance, physical or mental impairments, pregnancy, sexual orientation, or sexual preference.
• Defamation of character.

Oral or written publication of material that slanders or libels and employee or violates or invades an employee’s right of privacy.

Non-profit directors and officers liability

In today's litigious society, non-profit directors and officers need liability protection. Key benefits include:

• Coverage for wrongful acts of a director, officer, or trustee, including omission, misleading statements, and breach of duty.
• Coverage for past and present directors, officers, trustees, employees, and volunteers; estate, heirs, and legal representatives of deceased persons who were policyholders; and lawful spouses of those insured.

Equipment breakdown insurance

Know you’re protected if your equipment fails you. With equipment breakdown coverage, you can receive replacement costs and business income for lost work time.

Get an insurance quote

For a quote, contact a local SECURA independent agent.

Coverages may not be available in all states. Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to sell all types of insurance. Please read the policy carefully.